Address

3538 Shady Bluff Drive, LARGO, FL

Listing Type

Pending

Price

$ 589,000

Property Attributes

MLS#TB8523229
TypeSingle Family
Listing Status Pending
CountyPinellas
CityLARGO
AreaLargo/Belleair Bluffs
NeighborhoodHARBOR HILLS
Zip33770
StyleTraditional
Year Built1964
Taxes$ 1937
Price$ 589,000
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Sqr Footage1563
Lot Size0.17 Acres

Data Source:

Stellar MLS

Property Description

Under contract-accepting backup offers. The Perfect Trifecta: Pool Home • Non-Flood Zone • Short-Term Rental Potential — Discover the perfect combination of lifestyle, location, and investment opportunity in this beautifully renovated 3-bedroom, 2-bath pool home offering 1,563 square feet of thoughtfully designed living space in Largo's desirable Harbor Hills neighborhood. Whether you're searching for a primary residence, vacation getaway, or income-producing investment, this home checks every box. Located in Flood Zone X (no flood insurance required) and offering the potential for short-term rentals, it presents an increasingly rare opportunity in today's market. Inside, the desirable split-bedroom floor plan offers privacy for the spacious primary suite, while two guest bedrooms are situated on the opposite side of the home and share a generously sized hallway bath. Three hallway closets provide an abundance of storage rarely found in homes of this size. The completely renovated interior is truly move-in ready, showcasing timeless finishes and a fresh coastal aesthetic throughout. The beautifully appointed kitchen features crisp white cabinetry accented by soothing blue tones, custom quartz countertops, a striking blue tile backsplash, abundant cabinetry, and a full pantry wall surrounding the refrigerator for exceptional storage and functionality. Oversized Scandinavian-inspired luxury vinyl plank flooring flows seamlessly throughout the home, adding warmth, durability, and contemporary style. The open-concept living and dining areas transition effortlessly into the rear family room, where sliding glass doors lead to your own private backyard retreat. Designed for easy Florida living, the outdoor space features a sparkling pool surrounded by low-maintenance turf, an expansive deck for lounging and entertaining, and a dedicated fire pit gathering area — perfect for relaxing evenings under the stars or hosting family and friends. Additional highlights include an attached two-car garage, 2018 roof, 2025 HVAC system, and fully paid-off solar panels, providing energy efficiency and helping keep utility costs low for years to come. Ideally located in the sought-after Harbor Hills neighborhood, you'll enjoy quick access to award-winning Gulf beaches, beautiful parks, shopping, dining, and everyday conveniences. Tampa International Airport is less than 30 minutes away, while St. Pete–Clearwater International Airport is approximately 20 minutes from your doorstep. Beautifully updated, ideally located, and packed with sought-after features — including a pool, no flood insurance requirement, and short-term rental potential — this home truly is the perfect trifecta.

Elementary School	Middle School	High School
Anona Elementary-PN Elementary School	Seminole Middle-PN Middle School	Largo High-PN High School

Price History
7/2/2026	Listed $589,000

General Features

Sewer	Public Sewer
Heating	Central
Cooling	Central Air
Utilities	Electricity Connected,Sewer Connected,Water Connected
Roof	Shingle
Appliances	Dishwasher,Microwave,Range,Refrigerator
Zoning	R-3
HOA Fee	100
Garage Spaces	2
Patio/Porch Features	Deck,Rear Porch
Architectural Style	Traditional
Pool Features	In Ground
Construction Materials	Block
Pets Allowed	Yes
Year Built	1964
Electric	Photovoltaics Seller Owned
Levels	One
Property Subtype	Single Family Residence
Tax Year	2025
Ownership	Fee Simple
Assoc Fee Paid Per	Annually
County	Pinellas
New Construction	false
Property Type	Residential
Attached Garage	true
Subdivision Name	HARBOR HILLS
Facing Direction	North
Garage Y/N	true
Green Energy Generation	Solar
Total Rooms	7
Full Baths	2
Status	Pending
Directions	Head West on Ulmerton Road. Turn right onto Wilcox Road. Turn right onto Pine Street. Turn left onto Dryer Avenue. Turn right onto Indian Rocks Road. Turn left onto Shady Bluff Drive. Property will be on the lefthand side.
High School	Largo High-PN
City	LARGO
Association Name	Harbor Hills
Senior Community Y/N	false
MLS Area	33770 - Largo/Belleair Bluffs
Lot Size Units	Square Feet
Lot Size Square Feet	7488
Carport Y/N	false
Listing Terms	Cash,Conventional,VA Loan
Elementary School	Anona Elementary-PN
Land Lease Y/N	false
Tax Annual Amount	1937
Home Warranty Y/N	false
Middle/Junior High School	Seminole Middle-PN
Additional Parcels Y/N	false
Lease Considered Y/N	true
Virtual Tour	https://www.propertypanorama.com/instaview/stellar/TB8523229
Building Area Units	Square Feet
Living Area Units	Square Feet
Standard Status	Active Under Contract
Occupancy Type	Vacant
Tax Lot	12
Legal Description	HARBOR HILLS BLK E, LOT 12
Minimum Lease	1-7 Days
Water Access Y/N	false
Monthly HOA Amount	8.33
Additional Rooms	Family Room
Water View Y/N	false
Flood Zone Code	X
In Law Suite YN	false
Flood Zone Code X	Yes

Interior Features

Interior Amenities	Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Stone Counters,Thermostat,Walk-In Closet(s)
Flooring	Luxury Vinyl,Tile
Furnished Y/N	Unfurnished
Total Stories	1
Air Conditioning Y/N	true
Heating Y/N	true
Fireplace Y/N	false
Laundry Features	In Garage
Total Bedrooms	3
LivingAreaSource	Public Records
Total Baths	2

Exterior Features

Exterior Amenities	Lighting,Private Mailbox
Vegetation	Trees/Landscaped
Fencing	Fenced,Vinyl
Parking Features	Driveway,On Street
Lot Features	Unincorporated
Water Source	Public
Lot Size Area	7488
Foundation Details	Slab
Building Area Total	2168
Lot Dimensions	75 x 100
Lot Size Acres	0.17
Road Surface Type	Paved,Asphalt
Private Pool	true
Waterfront Y/N	false
Covered Spaces	2
Road Frontage Type	Street Paved